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Car, van or motorbike? Here is what we look for.

Type in your registration and rough mileage and we run some initial checks on the vehicle. If it is suitable we show the most we could lend against it, subject to the usual vehicle, credit and affordability checks.

Check your vehicle 01924 221854

At a glance

We lend against
Cars, vans, motorbikes
Age
Usually under 15 years
Borrow up to
80% of its value
Loan size
£1,000 to £50,000
Finance owing
None

A UK direct lender you can rely on

What we lend against

Three kinds of vehicle, one set of checks.

  • Cars

    Age counts: cars under 15 years old are more likely to be accepted. The make and model matter too.

  • Vans

    Vans go through exactly the same vehicle checks as cars, whether you drive yours for work or not.

  • Motorbikes

    A motorbike you own outright can secure a loan on the same terms and with the same checks.

Four things your vehicle needs.

  • Yours: registered to you, or you can prove you own it
  • No finance owing on it
  • Mechanically sound and in good cosmetic condition
  • Taxed, insured and holding a valid MOT

What you can borrow rests on two things: what the vehicle is worth and what you can afford. Even against a valuable car we only lend what the repayments allow, because affordability comes first.

Not sure your vehicle qualifies?

Enter the registration in the quote form and find out, or call our UK team on 01924 221854. We are open Monday to Friday, 9am to 7pm.

Questions about your vehicle

Which vehicles does V5 Solutions accept for a logbook loan?

Cars, vans and motorbikes. Cars under 15 years old are more likely to be accepted, and the make and model matter. Enter your registration to see whether yours is suitable.

How much can I borrow against my car?

Between £1,000 and £50,000, up to 80% of your vehicle's value, subject to vehicle, credit and affordability checks.

The V5C is not in my name. Can I still apply?

Yes, provided you can show that the vehicle is yours.

Does someone need to inspect the vehicle?

For most loans a signing agent visits, usually within 3 working hours of approval, to witness the Bill of Sale and take a photo of you with the vehicle for identity purposes. In Scotland, and for some other UK loans, you sign a Hire Purchase agreement online and send us the photos and documents instead, so no visit is needed.

Do you take a spare key?

No. Every key stays with you.

Are vans and motorbikes checked differently from cars?

No. The same vehicle checks apply to cars, vans and motorbikes.

Your vehicle is the security for the loan. Your car may be repossessed if you do not keep up repayments on a loan secured against it. What the Bill of Sale means for you.

Recently quoted

Vehicles we have quoted on recently, and what their drivers could borrow.

Cars, vans and motorbikes that drivers have recently had a quote on from us. Yours does not need to be on the list: enter your registration to see whether it is suitable.

Get your own quote

Photos are examples of each make and model, not the actual vehicles quoted, so the model shown may differ. Each amount is the loan offered to that driver, not what their car is worth: offers depend on the vehicle and the driver's own circumstances, so the same car can be quoted very differently. Every loan is subject to affordability checks.

Guides

Plain-English guides to logbook loans, credit and money.

All guides

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Before you go

Still weighing up your options?

You can take your time. Start a free quote when you are ready, or speak to our team about your options.

  • Soft search only, with no impact on your credit score
  • No obligation to accept
Start your quote Call 01924 221854