Guides on logbook loans and money.
Plain answers on how logbook loans work, borrowing against your car and keeping on top of your money.
Latest guides
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How Modern Logbook Loans Work: A Worked Example
Follow one example borrower through a V5 Solutions logbook loan, from the soft-search quote and signing to repayments, settling early and the end.
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Pawning Your Car vs a Logbook Loan: How They Compare
Car pawn and logbook loans both use your vehicle as security, but only one lets you keep driving. Compare how they work and the differences between them.
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Breaking the Cycle: A Practical Guide to Solving Money Problems
Why do money problems keep coming back? This guide explains common causes, how to rebuild your budget, when to contact creditors and where free help is.
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How to Check a Lender Is Genuine and Avoid Loan Scams
A practical checklist for confirming a lender is real, plus the warning signs of upfront fee fraud, clone firms, phishing and vehicle sale scams.
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What Lenders Look For When You Apply for a Loan Against Your Car
The checks behind a loan against your car, grouped into checks on you, your vehicle and your affordability, and why lenders must make them.
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Saving for a House Deposit: Your Questions Answered
How big a deposit do you need, is a Lifetime ISA worth it and can you borrow the deposit? Clear answers for first-time buyers who are saving.
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APR vs Interest Rate: How to Read the Cost of a Loan
APR, interest rate, representative APR and total amount repayable each tell you something different. Learn how to read them before you borrow.
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Logbook Loan, Payday Loan or Car Buy-Back: Which Suits You?
Three common situations and how a logbook loan, a payday loan or a car buy-back scheme would play out in each, with the costs and risks explained.
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Reading a Logbook Loan Agreement: How to Spot Extra Costs
A document-by-document guide to the paperwork for a logbook loan, showing where costs and charges appear and what to check before you sign.
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Five Common Emergencies and How a Logbook Loan Can Help
The five emergencies that most often lead people to borrow against a vehicle, and a four-step check to work through before you apply.
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The History of Logbook Loans and the Law Behind Them
Why a 19th-century law still underpins logbook loans, how regulation has tightened since 2014 and what the changes mean for borrowers today.
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Financing Home Improvements: Comparing Your Options
A worked example and side-by-side look at the main ways to finance home improvements, including what each option is typically used for and the risks involved.
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