Logbook loans in Ipswich, and stay on the road.

Ipswich sits at the head of the Orwell estuary, and the A14 over the Orwell Bridge is the artery for the whole area, carrying lorries to the Port of Felixstowe and commuters in from Kesgrave and Martlesham. The A12 runs north to Woodbridge and south to Colchester.

Suffolk is spread out, and many jobs in logistics, retail and trades are on industrial estates the buses barely reach. A car or van you own outright is more than a convenience. It is also something a lender can take as security.

Begin with a soft search, which does not affect your credit score, then apply online at any time. An underwriter usually calls within 2 working hours to talk about your income, your outgoings and what repayments you can comfortably manage.

A signing agent usually visits within 3 working hours of approval to witness the Bill of Sale. Most loans are usually complete within 24 working hours, and the money is paid by bank transfer. We are a direct lender, not a broker.

You keep the vehicle and carry on driving it throughout the loan. It must be yours, free of finance, insured and taxed. We lend against cars, vans and motorbikes, with cars under 15 years old more likely to be accepted.

Loans start at £1,000 and go up to £50,000. The amount reflects your vehicle's value and what you can afford. Poor credit is considered, subject to affordability. Remember, your car may be repossessed if you do not keep up repayments on a loan secured against it.

Questions from Ipswich drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the East of England: