Logbook loans in Norwich, and keep driving across Norfolk.
Borrow £1,000 to £50,000 against a car, van or motorbike you own outright. Apply online from Norwich or anywhere in Norfolk and keep your vehicle on the road.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.9 / 5 from 246 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Norwich
A compact city in a very big county.
Norwich is easy to walk but Norfolk is not. The A11 brings people in from Wymondham, the A47 from Dereham and the coast, and the Northern Distributor Road links Sprowston and Taverham with the airport. Out in the villages, a car or van is often the only practical way to work.
Whether you commute to the city centre, run a trade across the county or take the family out to the Broads, your vehicle probably does more than any other thing you own. It can also work as security for a loan.
How it works in Norwich
From application to cash in one working day.
Apply online whenever you like. An underwriter usually calls within 2 working hours to go through your income, your outgoings and the vehicle. We are a direct lender, so the person you speak to is the one making the decision.
After approval, a signing agent usually visits within 3 working hours to witness the Bill of Sale. Your loan is usually complete within 24 working hours, and we pay by bank transfer. Early settlement is available at any time, with a rebate on interest.
What you can borrow against
Cars, vans and motorbikes without finance.
The vehicle must be yours, free of finance, insured and taxed. Cars under 15 years old are more likely to be accepted, and vans and motorbikes are welcome too. You keep it and carry on driving.
How much you can borrow is based on your vehicle's value and what you can afford, not on whether you live in the city or a village near Aylsham. Your soft search will not affect your credit score.
If you fall behind
Tell us as early as you can. We will work with you on a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Norwich drivers
How quickly could I get the money?
Apply online at any time. An underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours. The money comes by bank transfer.
Will getting a quote affect my credit score?
No. Your quote uses a soft search, which does not affect your credit score. We only look more closely once you decide to go ahead.
I live in a village outside Norwich. Does that matter?
No. The amount depends on your vehicle and your affordability, not your postcode. You apply online, speak to us by phone, and a signing agent visits you to witness the Bill of Sale.
What if my credit history is not perfect?
Poor credit is considered, subject to affordability. We look at your income and outgoings as well as your credit history. A soft search will not affect your credit score.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the East of England:
Guides
Plain-English guides to logbook loans, credit and money.
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No Credit History or Bad Credit? Understanding the Difference
Two applicants, two refusals, two very different reasons. We explain how a thin credit file differs from a poor one and what helps in each case.
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Topping Up a Logbook Loan: Eligibility, Process and Risks
Topping up an existing logbook loan is sometimes possible. Learn the eligibility rules, how V5 Solutions assesses a request and the risks to consider.
Read guide -
Five Times Your V5C Logbook Really Matters
From buying and selling to moving house and borrowing, here are five moments when an accurate V5C logbook makes a real difference to vehicle owners.
Read guide -
Which Types of Loan Fit Which Situations? A UK Borrowing Guide
See how common borrowing needs map to the main kinds of credit. We explain UK loan types, from personal and secured loans to credit unions and BNPL, by everyday need.
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How Loan to Value Shapes the Size of Your Logbook Loan
Your vehicle's value and your budget together set how much you can borrow. Learn how lenders use loan to value and how it affects your logbook loan.
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How Modern Logbook Loans Work: A Worked Example
Follow one example borrower through a V5 Solutions logbook loan, from the soft-search quote and signing to repayments, settling early and the end.
Read guide