Logbook loans in Barnsley, from Penistone to the Dearne.

Barnsley lies just east of the M1, with the A61 running south to Sheffield and north to Wakefield. To the west, the A628 climbs through Penistone and over the Woodhead Pass, and to the east the Dearne Valley towns of Wombwell, Goldthorpe and Cudworth are spread along the valley floor.

Across a borough that mixes town streets with open countryside, a vehicle is often the easiest way to get to work, to family or to the shops. If you own yours outright, you can borrow against it without giving it up.

A poor credit history does not automatically rule you out. Poor credit is considered, subject to affordability, because we look at your income and spending as well as your file. If something in your past affected your credit, you can explain it when the underwriter calls.

Checking your quote is a soft search that does not affect your credit score. If you go ahead, an underwriter usually calls within 2 working hours. We are a direct lender, not a broker, and we only lend when the repayments are affordable for you.

To borrow against a vehicle it must be yours, free of finance, insured and taxed. We lend against cars, vans and motorbikes, and cars under 15 years old are more likely to be accepted.

A signing agent usually visits within 3 working hours of approval to witness the Bill of Sale, and the loan is usually complete within 24 working hours, with the money sent by bank transfer. How much you can borrow depends on your vehicle and your budget, not on your postcode.

Questions from Barnsley drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in Yorkshire and the Humber: