Logbook loans in Hull, without leaving the road behind.
Borrow £1,000 to £50,000 against a car, van or motorbike you own, whether you live in Hull, Hessle or Cottingham. Apply online and keep driving it while you repay.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.9 / 5 from 246 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Hull
A city built around the Humber.
Hull sits on the north bank of the Humber, and its roads follow the water. The A63 carries traffic in from the M62 along the waterfront, past the marina and The Deep, while the A1079 heads out towards Beverley and York. Hessle, Cottingham and Hedon are all a short drive from the centre.
Plenty of people here rely on a vehicle for shifts at the docks, for work on the industrial estates, or for a commute out into the East Riding. If you own yours outright, it can secure a loan, and you carry on using it every day.
How it works in Hull
Online, with no branch to visit.
There is nowhere to travel to. Apply online at any time of day, and an underwriter usually calls within 2 working hours to go through your application with you. After approval, a signing agent usually visits within 3 working hours to witness the Bill of Sale and photograph you with your vehicle.
The loan is usually complete within 24 working hours, and the money reaches you by bank transfer. Your quote starts with a soft search, which does not affect your credit score, so you can see what you could borrow before you decide whether to go ahead.
What you can borrow against
Cars, vans and motorbikes you own.
We lend against cars, vans and motorbikes. The vehicle must be yours, free of finance, insured and taxed. Cars under 15 years old are more likely to be accepted, so an older vehicle is not ruled out, but a newer one makes a yes more likely.
How much you can borrow depends on the value of your vehicle and what you can afford to repay. It does not depend on where you live, so a quote in Hull is worked out in exactly the same way as one anywhere else in the UK.
If you fall behind
Tell us as early as you can. We will work with you on a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Hull drivers
How quickly could I get the money?
Apply online at any time. An underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours. The money comes by bank transfer.
Will getting a quote affect my credit score?
No. Your quote uses a soft search, which does not affect your credit score. We only look more closely once you decide to go ahead.
Can I apply from Beverley, Cottingham or elsewhere in the East Riding?
Yes. Everything is done online and by phone, so it makes no difference whether you live in Hull or out in the East Riding. A signing agent visits you to witness the Bill of Sale, so you never have to travel to us.
Can I borrow against a work van in Hull?
Yes. We lend against vans as well as cars and motorbikes. The van must be yours, free of finance, insured and taxed, and the amount you can borrow depends on its value and what you can afford to repay.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in Yorkshire and the Humber:
Guides
Plain-English guides to logbook loans, credit and money.
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No Credit History or Bad Credit? Understanding the Difference
Two applicants, two refusals, two very different reasons. We explain how a thin credit file differs from a poor one and what helps in each case.
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Topping Up a Logbook Loan: Eligibility, Process and Risks
Topping up an existing logbook loan is sometimes possible. Learn the eligibility rules, how V5 Solutions assesses a request and the risks to consider.
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Five Times Your V5C Logbook Really Matters
From buying and selling to moving house and borrowing, here are five moments when an accurate V5C logbook makes a real difference to vehicle owners.
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Which Types of Loan Fit Which Situations? A UK Borrowing Guide
See how common borrowing needs map to the main kinds of credit. We explain UK loan types, from personal and secured loans to credit unions and BNPL, by everyday need.
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How Loan to Value Shapes the Size of Your Logbook Loan
Your vehicle's value and your budget together set how much you can borrow. Learn how lenders use loan to value and how it affects your logbook loan.
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How Modern Logbook Loans Work: A Worked Example
Follow one example borrower through a V5 Solutions logbook loan, from the soft-search quote and signing to repayments, settling early and the end.
Read guide