Logbook loans in Rotherham, from Wath to Maltby.

Rotherham sits where the River Rother meets the Don, with the M1 along its western side and the M18 setting off towards Doncaster. The borough stretches out to Maltby, Dinnington and Wath upon Dearne, and the road into Sheffield is only a short drive away.

With towns and villages spread across the borough and many people working across the border in Sheffield, a car often decides whether the day runs smoothly. If your vehicle is paid for, you can borrow against it and keep driving it as normal.

We start with what you can comfortably repay each month, not with your credit score alone. Poor credit is considered, subject to affordability. If you receive benefits, that does not stop you applying, and we look at your application in the same way as anyone else's.

Apply online, and an underwriter usually calls within 2 working hours. A signing agent usually visits within 3 working hours of approval to witness the Bill of Sale. The loan is usually complete within 24 working hours, paid by bank transfer.

A logbook loan is secured on a car, van or motorbike that you own outright. It must be free of finance, insured and taxed. Cars under 15 years old are more likely to be accepted, and you keep the vehicle and keep using it for the whole of the loan.

Your quote starts with a soft search that does not affect your credit score. The amount on offer, from £1,000 to £50,000, depends on the vehicle's value and what you can afford, and you can settle early at any time for a rebate on interest.

Questions from Rotherham drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in Yorkshire and the Humber: