Logbook loans in Coventry, from Foleshill to Finham.

Coventry's inner ring road wraps tightly around the centre and the old cathedral. Beyond it, the A45 and A46 bypasses link the city to the M6, the M69 runs north east towards Leicester, and the M40 is a short drive past Warwick. A big share of the city's traffic is people going to and from work.

Plenty of people live in Kenilworth, Bedworth or Nuneaton and drive in, while others commute out to Rugby or Leamington Spa. If the vehicle you rely on is yours and free of finance, you can borrow against it and carry on driving it.

You can settle your loan early at any time, and you get a rebate on interest if you do. That can suit you if your finances improve, perhaps after a pay rise or a new job. Ask us for a settlement figure whenever you want one.

Getting started is simple. Apply online, speak to an underwriter who usually calls within 2 working hours, then meet a signing agent who witnesses the Bill of Sale. The loan is usually complete within 24 working hours, and the money comes by bank transfer.

We lend against cars, vans and motorbikes that you own outright. The vehicle must be free of finance, insured and taxed. Cars under 15 years old are more likely to be accepted, and Coventry has no shortage of the sort of everyday cars we see.

From £1,000 to £50,000, the amount depends on your vehicle's value and what you can afford, not on where you live. Poor credit is considered, subject to affordability. Your quote begins with a soft search that does not affect your credit score.

Questions from Coventry drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the West Midlands: