Logbook loans in Stoke-on-Trent, from Tunstall to Longton.
Live in Hanley, Burslem, Fenton or Newcastle-under-Lyme? Borrow £1,000 to £50,000 against a vehicle you own, apply online, and keep it on the road.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.9 / 5 from 246 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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Driving in the Potteries
Six towns, one long road.
Stoke-on-Trent is really six towns: Tunstall, Burslem, Hanley, Stoke, Fenton and Longton. The A500 strings them together between junctions 15 and 16 of the M6, the A50 leads east towards Uttoxeter and Derby, and Newcastle-under-Lyme sits just to the west.
Everyday journeys tend to hop from one town to the next, past Burslem Park and out towards Trentham. Factories, depots and family are spread across north Staffordshire, and not every route has a convenient bus. If your vehicle is paid for, you can borrow against it and keep using it.
How it works in Stoke-on-Trent
Fast, but never rushed.
Apply online, at any time. An underwriter usually calls within 2 working hours to go through it with you, and you can ask whatever you like. We look at your circumstances as a whole and only lend when the repayments are affordable for you.
If the loan goes ahead, a signing agent visits you, usually within 3 working hours, to witness the Bill of Sale. The loan is usually complete within 24 working hours. We pay by bank transfer, and you keep the vehicle and carry on driving it.
What you can borrow against
Cars, vans and motorbikes considered.
We lend against cars, vans and motorbikes. Cars under 15 years old are more likely to be accepted, but what matters most is that the vehicle is yours, free of finance, insured and taxed. A delivery van or a family car are both fine places to start.
You can borrow from £1,000 to £50,000. The amount depends on your vehicle's value and what you can afford, not on whether you live in Fenton or Hanley. Poor credit is considered, subject to affordability, and your quote begins with a soft search.
If you fall behind
Tell us as early as you can. We will work with you on a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Stoke-on-Trent drivers
How quickly could I get the money?
Apply online at any time. An underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours. The money comes by bank transfer.
Will getting a quote affect my credit score?
No. Your quote uses a soft search, which does not affect your credit score. We only look more closely once you decide to go ahead.
Does it matter which of the six towns I live in?
No. You apply online and speak to us by phone, so Tunstall, Burslem, Hanley, Stoke, Fenton and Longton are all treated the same. A signing agent visits you wherever you are.
Do you lend in Newcastle-under-Lyme and Kidsgrove?
Yes. We lend across Staffordshire and the rest of the UK. If the vehicle is yours and free of finance, where you live in north Staffordshire does not change how you apply.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the West Midlands:
Guides
Plain-English guides to logbook loans, credit and money.
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No Credit History or Bad Credit? Understanding the Difference
Two applicants, two refusals, two very different reasons. We explain how a thin credit file differs from a poor one and what helps in each case.
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Topping Up a Logbook Loan: Eligibility, Process and Risks
Topping up an existing logbook loan is sometimes possible. Learn the eligibility rules, how V5 Solutions assesses a request and the risks to consider.
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Five Times Your V5C Logbook Really Matters
From buying and selling to moving house and borrowing, here are five moments when an accurate V5C logbook makes a real difference to vehicle owners.
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Which Types of Loan Fit Which Situations? A UK Borrowing Guide
See how common borrowing needs map to the main kinds of credit. We explain UK loan types, from personal and secured loans to credit unions and BNPL, by everyday need.
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How Loan to Value Shapes the Size of Your Logbook Loan
Your vehicle's value and your budget together set how much you can borrow. Learn how lenders use loan to value and how it affects your logbook loan.
Read guide -
How Modern Logbook Loans Work: A Worked Example
Follow one example borrower through a V5 Solutions logbook loan, from the soft-search quote and signing to repayments, settling early and the end.
Read guide