Logbook loans in Dudley, from Sedgley to Stourbridge.
Live in Dudley, Brierley Hill, Kingswinford or Halesowen? Borrow £1,000 to £50,000 against a vehicle you own and keep driving it. Poor credit is considered.
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Driving in Dudley
Hills, castle and borough.
Dudley sits high on its hill beside the castle and the Black Country Living Museum. The A461 drops down to Brierley Hill and Stourbridge, the A459 leads north to Sedgley, and the Birmingham New Road links the town to Tipton and Wolverhampton. Halesowen and the M5 lie to the south east.
Across the borough, the hills and the spread of the towns make many journeys easier by car. Whether you commute, do the school run or visit family in Kingswinford or Netherton, the vehicle on your drive gets used. If it is yours and free of finance, you can borrow against it.
How it works in Dudley
More than a credit score.
If your credit history is not perfect, you can still apply. Poor credit is considered, because we look at your circumstances as a whole and not just a score. An underwriter usually calls within 2 working hours to talk things through.
Your quote is a soft search, which does not affect your credit score. Whatever your history, we only lend when the repayments are affordable for you. If the loan goes ahead, a signing agent visits, and the loan is usually complete within 24 working hours.
What you can borrow against
Cars, vans and motorbikes you own outright.
We lend against cars, vans and motorbikes. The vehicle must be yours, free of finance, insured and taxed. Cars under 15 years old are more likely to be accepted, but we can consider older vehicles that are in good order too.
You can borrow from £1,000 to £50,000, depending on the value of your vehicle and what you can comfortably afford. Where you live in Dudley makes no difference. The money is paid by bank transfer, and you keep the vehicle and carry on driving it.
If you fall behind
Tell us as early as you can. We will work with you on a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Dudley drivers
How quickly could I get the money?
Apply online at any time. An underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours. The money comes by bank transfer.
Will getting a quote affect my credit score?
No. Your quote uses a soft search, which does not affect your credit score. We only look more closely once you decide to go ahead.
Do you lend in Stourbridge, Halesowen and Brierley Hill?
Yes. We lend across the borough of Dudley, the Black Country and the rest of the UK. You apply online and a signing agent visits you to witness the Bill of Sale.
I have had money problems before. Will that stop me applying?
Not necessarily. Poor credit is considered. We look at your current circumstances and whether the repayments are affordable, not just your credit score.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the West Midlands:
Guides
Plain-English guides to logbook loans, credit and money.
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No Credit History or Bad Credit? Understanding the Difference
Two applicants, two refusals, two very different reasons. We explain how a thin credit file differs from a poor one and what helps in each case.
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Topping Up a Logbook Loan: Eligibility, Process and Risks
Topping up an existing logbook loan is sometimes possible. Learn the eligibility rules, how V5 Solutions assesses a request and the risks to consider.
Read guide -
Five Times Your V5C Logbook Really Matters
From buying and selling to moving house and borrowing, here are five moments when an accurate V5C logbook makes a real difference to vehicle owners.
Read guide -
Which Types of Loan Fit Which Situations? A UK Borrowing Guide
See how common borrowing needs map to the main kinds of credit. We explain UK loan types, from personal and secured loans to credit unions and BNPL, by everyday need.
Read guide -
How Loan to Value Shapes the Size of Your Logbook Loan
Your vehicle's value and your budget together set how much you can borrow. Learn how lenders use loan to value and how it affects your logbook loan.
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How Modern Logbook Loans Work: A Worked Example
Follow one example borrower through a V5 Solutions logbook loan, from the soft-search quote and signing to repayments, settling early and the end.
Read guide