Logbook loans in West Bromwich, from Great Barr to Oldbury.

West Bromwich sits at the heart of Sandwell. Junction 1 of the M5 is on its edge, the M6 is close by at junction 9, and the A41 runs through on its way between Birmingham and Wolverhampton. The Metro tram serves the town, and Sandwell Valley Country Park is on the doorstep.

For trips to Oldbury, Tipton, Wednesbury or Great Barr, though, many people find a car quicker and easier. If the car, van or motorbike you depend on is yours and free of finance, you can borrow against it and carry on driving it.

If you receive benefits, you can still apply. We will consider your application if you meet our criteria and can comfortably afford the repayments. We look at your circumstances as a whole, and we only lend when the repayments are affordable for you.

If you have just started a new job and your income is not yet on your bank statements, we usually ask for your contract of employment. An underwriter will talk it through on a call that usually comes within 2 working hours of your application.

We lend against cars, vans and motorbikes. The vehicle must be yours, free of finance, insured and taxed. Cars under 15 years old are more likely to be accepted, and the amount you can borrow, from £1,000 to £50,000, depends on its value and your budget.

Where you live in Sandwell does not affect that amount. Poor credit is considered, subject to affordability. If your loan goes ahead, a signing agent visits to witness the Bill of Sale, the loan is usually complete within 24 working hours, and you keep driving.

Questions from West Bromwich drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the West Midlands: