Logbook loans in Gateshead, from Low Fell to Blaydon.

Gateshead driver? Borrow £1,000 to £50,000 against a car, van or motorbike you own, apply online with a soft search, and keep driving it while you repay.

Check your quote 01924 221854

The Angel of the North sculpture on its grassy hill in Gateshead under a blue sky

A UK direct lender you can rely on

Established 200915+ years lending
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Driving in Gateshead

South of the river, beside the Angel.

Gateshead stretches from the Quayside by the Tyne to Blaydon and Ryton in the west. Many people cross the river every day for work in Newcastle, and many more head out to the retail parks and business estates at the Metrocentre and Team Valley.

The A1 and the A167 run past the Angel of the North, and the Tyne Bridge and the Redheugh Bridge link you across the river. A vehicle makes all of this easier, and it can also help you borrow.

How it works in Gateshead

Soft search first, decision after.

Getting a quote uses a soft search, which does not affect your credit score. You can see what we could offer before you decide, and you can take your time to think it over.

We only lend when repayments are affordable for you. An underwriter usually calls within 2 working hours to talk through your application, and a signing agent usually visits within 3 working hours of approval to witness the Bill of Sale.

What you can borrow against

Cars, vans and motorbikes.

A car, van or motorbike can secure a logbook loan if it is yours, free of finance, and insured and taxed. Cars under 15 years old are more likely to be accepted, so it is worth checking if yours is a little older.

You keep the vehicle, and you keep driving it. The amount depends on its value and what you can afford, from £1,000 up to £50,000. Where in Gateshead you live does not change the answer.

If you fall behind

Tell us as early as you can. We will work with you on a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.

Your car may be repossessed if you do not keep up repayments on a loan secured against it.

Questions from Gateshead drivers

How quickly could I get the money?

Apply online at any time. An underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours. The money comes by bank transfer.

Will getting a quote affect my credit score?

No. Your quote uses a soft search, which does not affect your credit score. We only look more closely once you decide to go ahead.

Do you lend in Whickham, Blaydon and Birtley?

Yes. We lend across Gateshead, the North East and the rest of the UK. Everything is done online and by phone, so there is nowhere you need to visit.

Can I borrow against a car that still has finance on it?

No. The vehicle must be yours and completely free of finance before it can secure a logbook loan. If you have settled the finance, you can apply.

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Across the UK

We lend wherever you live.

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North East:

See what you could borrow

Soft search only, with no impact on your credit score.

Representative example: Borrow £3,000 over 36 months with 36 monthly repayments of £293.33. Total amount repayable will be £10,559.88. Representative 193.63% APR, annual interest rate (fixed) 84.0%.

Your car may be repossessed if you do not keep up repayments on a loan secured against it.

Call 01924 221854