Logbook loans in Stockton-on-Tees, from Thornaby to Yarm.
Based in Stockton? Borrow £1,000 to £50,000 against a car, van or motorbike you own outright, apply online, and keep driving it while you repay.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.9 / 5 from 246 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Stockton-on-Tees
Where the A66 meets the A19.
Stockton sits on the north bank of the Tees, with the Infinity Bridge across the river and Preston Park just to the south. Billingham, Norton, Thornaby, Ingleby Barwick and Yarm all sit within a short drive, and many residents work across the Tees valley.
The A66 and the A19 meet close by, which makes a vehicle the easiest way to reach shifts, schools and shops. Keep it, and use its value to borrow, with no need to sell.
How it works in Stockton-on-Tees
See the numbers first.
Your quote uses a soft search that does not affect your credit score. You can see what we could offer before you decide whether to apply, and there is no pressure to go ahead.
An underwriter usually calls within 2 working hours to talk through your application. A signing agent then usually visits within 3 working hours of approval, and the money goes to your bank account by transfer, usually within 24 working hours.
What you can borrow against
Cars, vans and motorbikes you own.
We lend against cars, vans and motorbikes that are yours, free of finance, and insured and taxed. Cars under 15 years old are more likely to be accepted, so check the age of yours before you apply.
You keep the vehicle and keep driving it. The amount depends on its value and on what you can afford, from £1,000 to £50,000, and not on which part of Stockton you call home.
If you fall behind
Tell us as early as you can. We will work with you on a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Stockton-on-Tees drivers
How quickly could I get the money?
Apply online at any time. An underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours. The money comes by bank transfer.
Will getting a quote affect my credit score?
No. Your quote uses a soft search, which does not affect your credit score. We only look more closely once you decide to go ahead.
Do you lend in Thornaby, Billingham and Yarm?
Yes. We lend across Teesside and the rest of the UK. Everything is done online and by phone, with a signing agent visit to witness the Bill of Sale.
Who owns the vehicle while I repay?
The loan is secured on your vehicle with a Bill of Sale. You keep the vehicle and carry on driving it. We do not take it, and the security ends when you repay in full.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North East:
Guides
Plain-English guides to logbook loans, credit and money.
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No Credit History or Bad Credit? Understanding the Difference
Two applicants, two refusals, two very different reasons. We explain how a thin credit file differs from a poor one and what helps in each case.
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Topping Up a Logbook Loan: Eligibility, Process and Risks
Topping up an existing logbook loan is sometimes possible. Learn the eligibility rules, how V5 Solutions assesses a request and the risks to consider.
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Five Times Your V5C Logbook Really Matters
From buying and selling to moving house and borrowing, here are five moments when an accurate V5C logbook makes a real difference to vehicle owners.
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Which Types of Loan Fit Which Situations? A UK Borrowing Guide
See how common borrowing needs map to the main kinds of credit. We explain UK loan types, from personal and secured loans to credit unions and BNPL, by everyday need.
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How Loan to Value Shapes the Size of Your Logbook Loan
Your vehicle's value and your budget together set how much you can borrow. Learn how lenders use loan to value and how it affects your logbook loan.
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How Modern Logbook Loans Work: A Worked Example
Follow one example borrower through a V5 Solutions logbook loan, from the soft-search quote and signing to repayments, settling early and the end.
Read guide