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Logbook loans in Stockton-on-Tees, from Thornaby to Yarm.

Based in Stockton? Borrow £1,000 to £50,000 against a car, van or motorbike you own outright, apply online, and keep driving it while you repay.

The Infinity Bridge arching over the River Tees at Stockton-on-Tees on a sunny winter day

A UK direct lender you can rely on

Driving in Stockton-on-Tees

Where the A66 meets the A19.

Stockton sits on the north bank of the Tees, with the Infinity Bridge across the river and Preston Park just to the south. Billingham, Norton, Thornaby, Ingleby Barwick and Yarm all sit within a short drive, and many residents work across the Tees valley.

The A66 and the A19 meet close by, which makes a vehicle the easiest way to reach shifts, schools and shops. Keep it, and use its value to borrow, with no need to sell.

How it works in Stockton-on-Tees

See the numbers first.

Your quote uses a soft search that does not affect your credit score. You can see what we could offer before you decide whether to apply, and there is no pressure to go ahead.

An underwriter usually calls within 2 working hours to talk through your application. A signing agent then usually visits within 3 working hours of approval, and the money goes to your bank account by transfer, usually within 24 working hours.

What you can borrow against

Cars, vans and motorbikes you own.

We lend against cars, vans and motorbikes that are yours, free of finance, and insured and taxed. Cars under 15 years old are more likely to be accepted, so check the age of yours before you apply.

You keep the vehicle and keep driving it. The amount depends on its value and on what you can afford, from £1,000 to £50,000, and not on which part of Stockton you call home.

If you fall behind

Tell us as early as you can. We will work with you on a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.

Your car may be repossessed if you do not keep up repayments on a loan secured against it.

Questions from Stockton-on-Tees drivers

How quickly could I get the money?

Apply online at any time. An underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours. The money comes by bank transfer.

Will getting a quote affect my credit score?

No. Your quote uses a soft search, which does not affect your credit score. We only look more closely once you decide to go ahead.

Do you lend in Thornaby, Billingham and Yarm?

Yes. We lend across Teesside and the rest of the UK. Everything is done online and by phone, with a signing agent visit to witness the Bill of Sale.

Who owns the vehicle while I repay?

The loan is secured on your vehicle with a Bill of Sale. You keep the vehicle and carry on driving it. We do not take it, and the security ends when you repay in full.

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Across the UK

We lend wherever you live.

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North East:

Guides

Plain-English guides to logbook loans, credit and money.

Before you go

Still weighing up your options?

You can take your time. Start a free quote when you are ready, or speak to our team about your options.

  • Soft search only, with no impact on your credit score
  • No obligation to accept