Logbook loans in Sunderland, from Roker to Washington.

Sunderland straddles the River Wear, with the seafront at Roker and Seaburn on one side and the commuter roads to Washington and Houghton-le-Spring on the other. Many people work at the car plant, the business parks or in the city centre, and a vehicle is often the only practical way to get there.

The A19 and the A690 carry traffic north, south and west towards Durham. Your vehicle matters here, and a logbook loan lets you put its value to work without selling it.

The loan is secured on your vehicle with a Bill of Sale, but nothing changes day to day. You keep the keys, park where you always do and drive as normal. We are a direct lender, not a broker, so you deal with us throughout.

An underwriter usually calls within 2 working hours of your application. If you go ahead, a signing agent visits to witness the Bill of Sale, and the loan is usually complete within 24 working hours.

We lend against cars, vans and motorbikes that are yours, free of finance, and insured and taxed. If your car is under 15 years old it is more likely to be accepted, though we look at every vehicle on its merits.

The amount depends on the vehicle's value and what you can afford, not on whether you live by the sea or inland. You can borrow from £1,000 up to £50,000, subject to affordability.

Questions from Sunderland drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North East: