Logbook loans in Hartlepool, without leaving the coast road.

Hartlepool spreads from the old Headland round the marina to the long beach at Seaton Carew. Many people work inland, in Billingham, Stockton or Middlesbrough, and the bus does not always fit shift times, so a car, van or motorbike does a lot of heavy lifting.

The A19 runs just to the west and the A689 heads towards Stockton, with the A179 taking you out to the Durham coast. If your vehicle is paid for, it can secure a loan while you keep using it.

You apply online, an underwriter usually calls within 2 working hours, and a signing agent usually visits within 3 working hours of approval. The loan is usually complete within 24 working hours, with the money sent by bank transfer.

You are not tied in until the last payment. If your finances improve, you can settle early at any time and receive a rebate on interest, so clearing the loan sooner means you repay less overall.

A logbook loan is secured on a vehicle that you own outright. It can be a car, a van or a motorbike, and it must be free of finance, insured and taxed. Cars under 15 years old are more likely to be accepted.

You keep the vehicle and carry on driving it. The amount we can lend, from £1,000 to £50,000, depends on the vehicle's value and on what you can afford each month. Where you live in Hartlepool makes no difference.

Questions from Hartlepool drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North East: