Logbook loans in Hastings, and keep driving the coast road.
Borrow £1,000 to £50,000 against a car, van or motorbike you own outright. Apply online from Hastings or St Leonards and keep your vehicle while you repay.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.9 / 5 from 246 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Hastings
Steep hills, a seafront and a long way to anywhere.
Hastings is built on hills, and getting from the Old Town to Ore, Silverhill or Battle often means a climb. The A259 runs along the coast to Bexhill, Eastbourne and Rye, while the A21 heads north towards Tunbridge Wells, the M25 and London.
Rail links exist but are slower than many people would like, and plenty of local jobs, from care work to the trades, mean travelling between towns. A dependable vehicle matters, and one you own outright can secure a loan.
How it works in Hastings
See your options before you commit.
A soft search shows where you stand without affecting your credit score. If you want to carry on, apply online at any time. An underwriter usually calls within 2 working hours to talk through your income, outgoings and the vehicle.
After approval, a signing agent usually visits within 3 working hours to witness the Bill of Sale. Loans are usually complete within 24 working hours, paid by bank transfer. You can settle early at any time for a rebate on interest.
What you can borrow against
The car, van or bike you already have.
We lend against cars, vans and motorbikes that you own, free of finance, insured and taxed. Cars under 15 years old are more likely to be accepted. You keep the vehicle and carry on driving it.
Loans range from £1,000 to £50,000, based on your vehicle's value and what you can afford. Poor credit is considered, subject to affordability. Your car may be repossessed if you do not keep up repayments on a loan secured against it.
If you fall behind
Tell us as early as you can. We will work with you on a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Hastings drivers
How quickly could I get the money?
Apply online at any time. An underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours. The money comes by bank transfer.
Will getting a quote affect my credit score?
No. Your quote uses a soft search, which does not affect your credit score. We only look more closely once you decide to go ahead.
Can I apply from Bexhill, Battle or Rye?
Yes. We lend to people across the UK, and everything is done online and by phone. A signing agent visits you to witness the Bill of Sale, so you never need to travel.
How quickly could I have the money?
Your loan is usually complete within 24 working hours. An underwriter usually calls within 2 working hours, and a signing agent usually visits within 3 working hours of approval. The money then arrives by bank transfer.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the South East:
Guides
Plain-English guides to logbook loans, credit and money.
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No Credit History or Bad Credit? Understanding the Difference
Two applicants, two refusals, two very different reasons. We explain how a thin credit file differs from a poor one and what helps in each case.
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Topping Up a Logbook Loan: Eligibility, Process and Risks
Topping up an existing logbook loan is sometimes possible. Learn the eligibility rules, how V5 Solutions assesses a request and the risks to consider.
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Five Times Your V5C Logbook Really Matters
From buying and selling to moving house and borrowing, here are five moments when an accurate V5C logbook makes a real difference to vehicle owners.
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Which Types of Loan Fit Which Situations? A UK Borrowing Guide
See how common borrowing needs map to the main kinds of credit. We explain UK loan types, from personal and secured loans to credit unions and BNPL, by everyday need.
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How Loan to Value Shapes the Size of Your Logbook Loan
Your vehicle's value and your budget together set how much you can borrow. Learn how lenders use loan to value and how it affects your logbook loan.
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How Modern Logbook Loans Work: A Worked Example
Follow one example borrower through a V5 Solutions logbook loan, from the soft-search quote and signing to repayments, settling early and the end.
Read guide