Logbook loans in Margate, and keep your motor.

Margate sits on the north coast of Thanet, with Westgate-on-Sea to the west and Cliftonville to the east, and Broadstairs and Ramsgate along the coast. The A299 Thanet Way and the A28 are the main roads out towards Canterbury and the M2.

Many people travel for work, to Canterbury, Whitstable or further, while others run vans for local trades or work in the seasonal trade on the seafront. A vehicle you own outright is a real asset in a place like this.

You do not need to visit anyone. Apply online at any time, and an underwriter usually calls within 2 working hours to go through your application. We are a direct lender, so you speak to us rather than to a broker.

A signing agent usually visits within 3 working hours of approval to witness the Bill of Sale. Loans are usually complete within 24 working hours, with money paid by bank transfer straight to your account.

The vehicle must be yours, free of finance, insured and taxed. We accept cars, vans and motorbikes, and cars under 15 years old are more likely to be accepted. You keep it and carry on driving.

You can borrow from £1,000 to £50,000, depending on your vehicle's value and what you can afford. If you can pay off early, you can settle at any time and receive a rebate on interest.

Questions from Margate drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the South East: