Logbook loans in Southampton, and keep driving to work.

Southampton sits between the Test and the Itchen, with one of the busiest ports in the country and the M27 and M3 meeting at its edge. The Itchen Bridge links the centre with Woolston, and the city spreads out to Shirley, Bitterne, Portswood and Sholing.

Docks, logistics, the airport at Eastleigh, the hospitals and two universities all keep people moving, often early or late. Many commute in from Totton, Romsey or Chandler's Ford, so a vehicle can be essential to getting to work.

A soft search does not affect your credit score, so you can see your options first. Then apply online at any time. An underwriter usually calls within 2 working hours to talk through your income, your outgoings and your vehicle.

After approval, a signing agent usually visits within 3 working hours to witness the Bill of Sale. Most loans are usually complete within 24 working hours, with the money paid by bank transfer.

We lend against cars, vans and motorbikes that are yours, free of finance, insured and taxed. Cars under 15 years old are more likely to be accepted. You keep it and carry on driving.

Borrow from £1,000 to £50,000, depending on your vehicle's value and what you can afford. Poor credit is considered, subject to affordability. Your car may be repossessed if you do not keep up repayments on a loan secured against it.

Questions from Southampton drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the South East: