Logbook loans in Portsmouth, and keep driving off the island.

Most of Portsmouth is on Portsea Island, from Southsea and Old Portsmouth in the south to Hilsea in the north. The M275 and a handful of crossings link it to the mainland, where Cosham, Fareham, Havant and Waterlooville sit beneath Portsdown Hill.

The dockyard, the ferry port and the navy employ thousands, and traffic through Fratton and along the Eastern Road can be heavy. With parking tight and routes few, a vehicle you own outright is worth looking after, and worth borrowing against.

Apply online at any time. An underwriter usually calls within 2 working hours to talk through your application and, above all, what repayments you can comfortably afford. We are a direct lender, so there is no broker in between.

A signing agent usually visits within 3 working hours of approval to witness the Bill of Sale. Loans are usually complete within 24 working hours, and we pay by bank transfer. A soft search first will not affect your credit score.

The vehicle must be yours, free of finance, insured and taxed. We lend against cars, vans and motorbikes, and cars under 15 years old are more likely to be accepted. You keep it and carry on driving.

Loans range from £1,000 to £50,000, depending on your vehicle's value and what you can afford. Poor credit is considered, subject to affordability. Where you live in Portsmouth does not change the amount we can offer.

Questions from Portsmouth drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the South East: