Logbook loans in Birkenhead, from Prenton to the Mersey.

Birkenhead faces Liverpool across the Mersey, with Hamilton Square's terraces and Birkenhead Park, which inspired New York's Central Park. The Queensway Tunnel takes you into the city, and the M53 runs down the Wirral towards Ellesmere Port and Chester.

Many people here cross the river for work or head south along the peninsula, and the quickest way is often by road. If you own your vehicle outright, you can borrow against it, keep driving it, and carry on with work, family and the trips in between.

There is no branch to travel to, and you do not need to go into Liverpool. Fill in the application online at any time. An underwriter usually calls within 2 working hours to go through it with you and answer your questions.

A signing agent usually visits within 3 working hours of approval to witness the Bill of Sale and photograph you with the vehicle. Most loans are complete within 24 working hours, with the money paid by bank transfer.

We lend against cars, vans and motorbikes that are yours, free of finance, and insured and taxed. Cars under 15 years old are more likely to be accepted.

The amount depends on your vehicle's value and what you can afford to repay, from £1,000 to £50,000, not on where you live on the Wirral. Your car may be repossessed if you do not keep up repayments on a loan secured against it.

Questions from Birkenhead drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North West: