Logbook loans in Rochdale, from Heywood to Littleborough.

Rochdale is known for its Gothic town hall and for being the birthplace of the co-operative movement. The M62 crosses the south of the borough, the A627(M) runs to Oldham, and the A58 heads west through Heywood towards Bury. Hollingworth Lake and the moors above Littleborough are a short drive from the centre.

Many people here work across Greater Manchester, in warehouses, workshops and offices that are not on a convenient bus route. If you own the vehicle you rely on, you can borrow against it and keep using it, with the loan secured on the vehicle rather than taking it away.

Apply online at any time. We start with a soft search, which does not affect your credit score, and an underwriter usually calls within 2 working hours. They will explain what happens next and answer any questions about the loan.

If you go ahead, a signing agent usually visits within 3 working hours of approval to witness the Bill of Sale. Most loans are complete within 24 working hours. The money arrives by bank transfer, and you can settle early for a rebate on interest.

We lend against cars, vans and motorbikes. The vehicle must be yours, free of finance, and insured and taxed. Cars under 15 years old are more likely to be accepted.

Poor credit is considered, subject to affordability. What matters most is that the repayments are comfortably within your means, so we look at your income and spending as well as the vehicle. The amount does not depend on where in Rochdale you live.

Questions from Rochdale drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North West: