Logbook loans in Salford, from the Quays to Walkden.

Salford faces Manchester across the River Irwell and runs west through Eccles, Swinton and Walkden to Irlam. The Quays, The Lowry and MediaCityUK sit at one end, the M602 leads out to the M60, and the East Lancashire Road starts near Swinton. Worsley and the Bridgewater Canal give the western side a quieter feel.

A lot of local work is on shifts, from broadcasting and logistics to hospitals and building sites, and not all of it starts when the trams run. If your vehicle is yours and free of finance, you can borrow against it and carry on driving it to wherever the work is.

Apply online at any hour. An underwriter usually calls within 2 working hours to go through your details and answer your questions. It is a conversation about your circumstances, not only a score on a screen.

If you go ahead, a signing agent usually visits within 3 working hours of approval to witness the Bill of Sale. Most loans are complete within 24 working hours, and the money is paid by bank transfer. You keep the vehicle throughout.

We lend against cars, vans and motorbikes you own outright. They need to be free of finance, and insured and taxed. Cars under 15 years old are more likely to be accepted, but we look at each application on its own facts.

The amount depends on the vehicle's value and on what you can afford to repay, from £1,000 to £50,000. Poor credit is considered, subject to affordability, and a soft search does not affect your credit score.

Questions from Salford drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North West: