Logbook loans in Blackburn, and over the hill to Darwen.

Blackburn has its cathedral at the centre, Corporation Park on the hill above and Witton Country Park to the west. The M65 links it to Preston and Burnley, the A666 climbs through Darwen towards Bolton, and the A59 leads out to the Ribble Valley. Darwen Tower watches over it all from the moor.

Many people here commute across the borough or beyond it, to industrial estates, warehouses and offices in Preston, Burnley or Manchester. If you own a vehicle that makes that possible, you can borrow against it and carry on using it, rather than selling it or going without.

You apply online, at any time that suits you. Once your application is in, an underwriter usually calls within 2 working hours to talk it through. There is nothing to print and nowhere to travel to.

If you are happy to go ahead, a signing agent usually visits within 3 working hours of approval, witnesses the Bill of Sale and photographs you with the vehicle. Most loans are complete within 24 working hours, and we pay by bank transfer.

We lend against cars, vans and motorbikes that you own outright. The vehicle must be free of finance, and insured and taxed. Cars under 15 years old are more likely to be accepted, so a newer vehicle can help.

Your loan amount reflects the vehicle's value and what you can afford to repay, not your postcode. Poor credit is considered, subject to affordability, and you can see where you stand first with a soft search that does not affect your credit score.

Questions from Blackburn drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North West: