Logbook loans in Blackpool, from the Promenade to Poulton.
Live in Blackpool or along the Fylde coast? Borrow £1,000 to £50,000 against a car, van or motorbike you own, apply online, and keep driving it while you repay.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.9 / 5 from 246 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Blackpool
A town that runs on shifts.
Blackpool works around its seafront. The Promenade, the Tower and the Pleasure Beach bring visitors all year, and plenty of local jobs follow them: hotels, bars, shops and shifts that start early or finish late. The M55 links the town to Preston and the M6, and the A585 runs north towards Fleetwood.
Bispham, Marton, Layton, Squires Gate and Poulton-le-Fylde are spread out, and a lot of journeys are simply easier in your own vehicle. If yours is paid for, it can secure a loan of £1,000 to £50,000, and you carry on using it for work and home life.
How it works in Blackpool
Apply online, whatever your shift pattern.
There is no branch to visit, so you can fill in the application online at any hour, day or night. An underwriter usually calls within 2 working hours to go through it with you, and they will answer your questions as well as ask theirs.
If your application goes ahead, a signing agent usually visits within 3 working hours of approval to witness the Bill of Sale and photograph you with your vehicle. Most loans are complete within 24 working hours, and the money reaches you by bank transfer.
What you can borrow against
Your car, van or motorbike.
We lend against cars, vans and motorbikes. The vehicle must be yours, free of finance, and insured and taxed. Cars under 15 years old are more likely to be accepted, though that is not the only thing we look at.
How much you can borrow depends on the value of your vehicle and on what you can afford to repay. It does not depend on where you live. You can check where you stand with a soft search that does not affect your credit score.
If you fall behind
Tell us as early as you can. We will work with you on a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Blackpool drivers
How quickly could I get the money?
Apply online at any time. An underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours. The money comes by bank transfer.
Will getting a quote affect my credit score?
No. Your quote uses a soft search, which does not affect your credit score. We only look more closely once you decide to go ahead.
Can I apply if I live in Lytham St Annes or Fleetwood?
Yes. You apply online and speak to us by phone, so it does not matter which Fylde town you live in. We are a direct lender, and the same £1,000 to £50,000 range applies wherever you are in the UK.
Can I apply in the evening or at the weekend?
Yes. The online application is open at any time. Our phone lines are open Monday to Friday, 9am to 7pm, so an underwriter will call you once the next working period begins.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North West:
Guides
Plain-English guides to logbook loans, credit and money.
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No Credit History or Bad Credit? Understanding the Difference
Two applicants, two refusals, two very different reasons. We explain how a thin credit file differs from a poor one and what helps in each case.
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Topping Up a Logbook Loan: Eligibility, Process and Risks
Topping up an existing logbook loan is sometimes possible. Learn the eligibility rules, how V5 Solutions assesses a request and the risks to consider.
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Five Times Your V5C Logbook Really Matters
From buying and selling to moving house and borrowing, here are five moments when an accurate V5C logbook makes a real difference to vehicle owners.
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Which Types of Loan Fit Which Situations? A UK Borrowing Guide
See how common borrowing needs map to the main kinds of credit. We explain UK loan types, from personal and secured loans to credit unions and BNPL, by everyday need.
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How Loan to Value Shapes the Size of Your Logbook Loan
Your vehicle's value and your budget together set how much you can borrow. Learn how lenders use loan to value and how it affects your logbook loan.
Read guide -
How Modern Logbook Loans Work: A Worked Example
Follow one example borrower through a V5 Solutions logbook loan, from the soft-search quote and signing to repayments, settling early and the end.
Read guide