Logbook loans in Preston, on the banks of the Ribble.

Preston sits on the north bank of the Ribble, with Avenham Park and Miller Park sloping down to the river and a marina at the old docks. The M6, M55, M61 and M65 all meet near the city, so Leyland, Chorley, Longridge and the Fylde coast are all within easy reach.

Work in and around Preston is spread out, from the university and the hospital to business parks and distribution centres on the edge of the city. If you own the vehicle that gets you there, you can borrow against it and carry on using it as you do now.

Start online with your vehicle registration and a few details about you. We use a soft search, which does not affect your credit score, so you can find out where you stand before you decide anything.

An underwriter usually calls within 2 working hours. If you go ahead, a signing agent usually visits within 3 working hours of approval to witness the Bill of Sale. Most loans are complete within 24 working hours, paid by bank transfer.

A logbook loan is secured on a car, van or motorbike that is yours, free of finance, and insured and taxed. Cars under 15 years old are more likely to be accepted.

The amount depends on the vehicle's value and on what you can comfortably afford to repay, from £1,000 to £50,000. It does not depend on whether you live in the city, in Penwortham or out towards the Bowland fells.

Questions from Preston drivers

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised. If money is a worry, you can get free, impartial help from MoneyHelper (opens in a new tab), StepChange (opens in a new tab) or Citizens Advice (opens in a new tab).

Everything happens online and by phone, so you can apply from anywhere in the UK. See how it works elsewhere in the North West: